Gerry Horkan (Fianna Fail)
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I thank Mr. Crowley for outlining that. We are discussing this, as Deputy Michael McGrath outlined, because of the bad behaviour what went wrong. We would not have set up a banking culture board if everything had worked fine, everybody was making lots of money and nobody had been affected by the banks' bad behaviour. It is in any bank's interest that its employees are fit and capable to do what they are doing.