Mr. Maurice Buckley:

I thank the Deputy. First, in terms of the single houses or smaller communities, I guess there is a kind of a hierarchy in terms of how the protection works. Obviously, we are prioritising the schemes that will bring the most benefit to the highest number of people and properties. Also, if a large investment is being put in the cost benefit is easier to achieve if 50 houses will be saved from flooding as a result. The high-level schemes we described in CFRAM are at that national level of major investment. As the Deputy rightly pointed out, the next level down is working with the local authorities on minor works. There is a large number of such schemes and they are more flexible and locally focused but they still have to meet the cost-benefit analysis requirements. I might ask Commissioner Sydenham to explain that. We then come down to the single houses or two or three houses that are built on a flood plain where it is not possible economically to justify large-scale work. We have one or two schemes that can be applied in that respect that Mr. Sydenham might explain.