Pearse Doherty (Donegal, Sinn Fein)
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I wish to comment on some of the specific credit union proposals. The Department has compiled a report on local public banking and what has become known as the Sparkasse model in the context of filling the gap that many have suggested exists. Do the witnesses support the concept of a Sparkasse model being introduced instead of credit unions filling the gap in respect of lending for SMEs? I want to get a sense of where our guests stand.