Mr. Tim Molan:

There are a few issues, the first of which relates to classification. We might have a bit of a statistical understatement in this regard. The issue of the classification of business loans only arose after SI 1/2016, which brought a lower entry level of €25,000. A significant amount of lending to small enterprises is below €25,000. It is a surprisingly large amount and it was not reflected in the most recent set of statistics from March.