Kieran O'Donnell (Fine Gael)
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I am coming back to it to see what can be taken from the model to allow us to progress putting a public banking model in place. I refer to one owned by the members, not privately owned, and that is not a State bank but is a bank that can serve needs. The credit union network appears to tick many of those elements. My question is what other elements would Mr. Sibley like to see in there from a prudential perspective to allow things to move in that direction? I refer to it serving the small and medium business sector as well as people looking to get their starter homes.