Kieran O'Donnell (Fine Gael)
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We went out and we saw the banks in operation. There were many attractions. I am unsure whether the Sparkassen model in Germany would work here but there was much to be said for a public banking model. What elements could we bring back? Are there key elements we could take to be adapted within the credit union system and post office system to provide another public banking pillar? Currently, there is no such offering to customers in place within the small and medium-sized business lending sector or the home loan sector.