Pearse Doherty (Donegal, Sinn Fein)
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Go raibh maith agat.

I welcome our guests to the committee. I will be as brief as I can, given the time constraints as other members may want to come in. What is the Central Bank's position on the Sparkasse model as referred to in the report that was published by the Government, as to whether there should be that second tier of banking in that model?