Mr. Bill Cox:

The amount does not vary with the voucher; it varies with the provider. One4All charges €1.45 a month after 12 months. The Retail Excellence Ireland voucher, which is called FromMe2You, charges €1.40 a month after 12 months. In the past some of the single shopping centre cards have charged €3 a month after 12 months but some of them have recently moved to a different model under which the card expires after 12 months and one has the option of renewing it for a further three or six months at a cost of €9.95 or thereabouts. We are assessing to see how many cards apply fees. Interestingly, Aer Lingus has started to apply a fee of €1.45 a month after 12 months. Previously it had a 12-month expiry date. It is part of the Government Bill that the Minister would have power in the future to regulate the fees.