Mr. Ian Talbot:

In response to Deputy Chambers's question, we have indeed heard comments that the Brexit loan scheme is inflexible. We also hear that people are generally nervous about investing, however, and so are not applying. Overall, then, the Brexit loan scheme is a good scheme but is only one part of the huge amount of resources we need to put into this. Many of those resources are going to need to be in areas such as training and education with regard to dealing with customs procedures, language skills, improved understanding of EU regulations and how they might work in other countries. We need a whole range of supports. Things could always be a bit better and it would be nice to have cheaper rates and so forth but the loan scheme is just part of a range of supports. It is not a solution in itself.