Mr. Conor O'Kelly:

I think that is unfair because the complexity of the IT in the NTMA is extraordinary. There are approximately 70 people working full time building software to allow this amount of money to go through the system with as little leakage or risk as possible. It is extraordinarily complex. A lot of the technology works extremely well. This particular piece did not work to our standards so we cut it. Obviously, there is a cost to that.