Ms Dara Deering:

It is 60 days. We know from the unsecured portfolio Mr. Verbraeken spoke about, the €140 million, that, under the consumer regulation, people must be given 60 days' notice, but any comments relating to that are purely speculative because we do not have a portfolio on sale. In the event that we did have one, we would have to give people 60 days' notice as part of the process.