Mr. Wim Verbraeken:

I cannot be specific about the levels we would reach under the current strategy. As I said earlier, we see a general improvement in conditions and a greater ability for customers to perform under resolution options. We also see very positive signals from customers in respect of roll-off restructuring options such as interest only or interest and part capital. A good number of them can step towards payments that will ultimately allow them to clear. Part of the progress we plan and project is coming from that as well.