Mr. Wim Verbraeken:

Recognition of unions with the bank is not under consideration. We had a visit by the Belgian representatives of the trade union within the group. They have had discussions with management and employees, but from that discussion, we have not seen any specific need to follow that path. Obviously, I welcome the Deputy's comments on the need for KBC to be present in Ireland and bring necessary competition. We will work to that end in every facet.