Kieran O'Donnell (Fine Gael)
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Would it be fair to say that, in the Irish context, the bank did not update its systems in line with the other institutions? We all use ATMs. I always found Ulster Bank ATMs to be the slowest. I put it down to the prudential situation and that it was associated with the UK. I thought that was the reason its ATMs gave money out more slowly. Was it a technological issue rather than a prudential one? I was looking very deeply to see if I still had money in the account.