Pearse Doherty (Donegal, Sinn Fein)
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Okay. The other point I wanted to talk about was the motor insurance directive. Last week, the European Commission announced its intention to move ahead with a motor insurance directive that was among its proposals to force insurers to take account of previous driving experience in the European Union. Is there any reason we cannot move ahead and implement this without waiting for an EU directive to pass? It is something that would be highly beneficial given patterns of immigration to this country during the past decade. What other elements of the directive might work as well in terms of insurance cost?