Ms Gráinne McEvoy:

As mentioned, we have written at the committee's request to the credit servicing firms and encouraged them, when asked, to appear before the committee. All credit servicing firms acknowledged receipt of the letters. I note we have a letter from the committee issuing a specific instruction to direct those firms to appear before the committee. We are looking into whether the powers exist to direct them to attend the committee. Normally our powers extend only to our role in regulating those firms and not in obliging them to attend or appear before Oireachtas committees. We are looking into that and we hope to have a response for the committee in the coming weeks.