Mr. Kevin Thompson:

On the Deputy's first question on transparency of premium calculation, when an insurer produces a quote it generally provides a breakdown of that for which the premium is being charged. There is guidance on this in the consumer protection code and we are happy to support, in whatever way we can, and work with government to see how we can make that more transparent, if possible.

On the notification of claims, again the consumer protection code mandates that the insurer must notify a policyholder in respect of a claim. From our perspective, our insurers abide by the code.