Mr. Kevin Thompson:

All the insurers seek to abide by an agreed protocol. We are hoping to reach a point at which requirements are standardised. Before a person emigrates, the most natural point of contact will be his or her current insurer. The insurer will set out what is in the protocol and highlight what information the prospective emigrant should capture while abroad. This does not necessarily mean the emigrant must revert to the same insurer on his or her return.