Mr. Kevin Thompson:

If I miss any of the Deputy's questions please pull me up as I go along.

The easiest one to answer is on the visit by the EU competition authority. We have never been visited before or since.

On the databases we have, I am more than happy to explain every single one of them. The market intelligence portal is not InsuranceLink and it does not record claims information. Insurance link is the database which holds claims information. On the IIDS, it is a system which is a portal, not a database. It can be imagined as an electronic pipe which runs from Insurance Ireland to the national fleet data centre in Shannon. That is supported by the road traffic legislation. That pipe allows insurers who choose to access it to verify people's penalty points at the point of disclosure and to verify their no-claims discount.

The important point about the pipe we have to the national fleet database in Shannon is that we do not have exclusive access to it. Any insurer can access it. We established it for our members, but a non-member of Insurance Ireland can access the pipe. That is what the insurance information database does.

On the market intelligence portal and the article by Peter O'Dwyer in the Irish edition ofThe Times, it was related to an interview last week on RTÉ Radio One between me and another person. A correspondent said, "I am not talking about the market intelligence database which has form 8s". The question put to me was whether the market intelligence portal had form 8s, which are detailed regulatory returns to the Central Bank. My response was that we did not hold market intelligence and to suggest we did was a misnomer and factually incorrect. The answer to the question as to whether we hold form 8s in the market intelligence portal is that we do not. We have no pricing information whatsoever within it. Any information we hold within it is published in our fact file, a copy of which I have in front of me. Anybody can go to our website and download it to see the information contained in it. That is all it is; nothing more, nothing less.

Does that answer all of the questions asked?