Ms Stephanie Reid:

No more than Mr. McCambridge, I am not accustomed to public speaking. I joined the Alliance for Insurance Reform out of frustration with insurance. From 2016 to 2017, for example, I saw my insurance double. When I asked for an explanation, the only one I was given was that the market was rising. The most recent incident I had was a claim back in 2011 when a number of false allegations were made and on the day the matter was contested, it was discovered that the allegations were false. I believed the case had gone away until recently when I received a letter from a solicitor who allegedly acted on my behalf and, to my shock, he was looking for payment for that. Another shock I got was when I was told the case was settled for €40,000 plus costs. I was totally unaware of that and kept completely in the dark. I had no voice although I am the policyholder.