Mr. Pat Collins:

Deputy Fitzmaurice is correct because there are a number of cases where trees have failed and Coillte has not addressed anything or done anything and has not communicated with those individuals. That can be a serious issue because there can be clawback on the premium and the farmer is liable to pay back that premium. It could be 50%, 60% or 70% over the lifetime of the premium. In most case it was a 20 year premium. The farmers is at a loss as Coillte can walk away. There is no onus on Coillte. There is a lack of management in many of the forests that I have seen throughout the country.