Mr. Pat Collins:

The question that must be asked is: who decided on the farmer's behalf what contracts he should enter into?

Who decided it would be a 45:55 split or 1%? Was it targeted at the age of the person? We are not sure how it came to be done. To follow on from Mr. Sweetman's point, land that has been clearfelled is valued at €500 an acre. That is how hard it is. It is virtually impossible for a person to sell that land because there is an obligation to replant it. The question Coillte must answer is how did it decide the person sitting on my left would receive 1%, while the person sitting on my right entered into a 60:30 arrangement. How did it decide? We are not sure if it was based on a person's age. There are a lot of issues that need to be addressed. I do not know how or in what way Coillte calculated certain annuities. Seemingly many people with larger sites were targeted. It was missold.