Mr. Ger Mitchell:

I beg the Deputy's pardon; I am sorry for any confusion caused. My understanding was that the 40 customers who had gone through the independent appeals panel had had their appeals upheld. They included customers who had lost their homes and customers who were at an advanced stage in the legal process. All 40 appeals were upheld. Not all of the 31 customers, in respect of whom there were 12 family homes and 19 buy-to-let properties, have lodged an appeal with the appeals panel. We have contacted them-----