John McGuinness (Carlow-Kilkenny, Fianna Fail)
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If the property was surrendered, so obviously it was disposed of for some reason, how does that person figure in all of this? The person surrendered the property because they were not able to afford it but the repayments had been increased. They could not sustain the repayments but if they had been back on the tracker they might have done. They have surrendered it now, a voluntary surrender as the witnesses call it, which is not really voluntary. Are those people included in it?