Paddy Burke (Fine Gael)
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I welcome Ms McDonagh and her senior staff here today. I wish her well in her new position. It is important that we have a strong banking sector in this country.

I will follow on from what Senator Horkan said about banks having fewer staff but more machines. How long does it take to be granted a mortgage, on average? There are many obstacles as people now have short-term contracts and no longer have a job for life. How long does it take, on average, to be approved for a mortgage? Is a quick decision made?