Fergus O'Dowd (Louth, Fine Gael)
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Go raibh maith agat Mr. Traynor. We will now go the committee members. The tradition has been that it goes in the order of Fine Gael, Fianna Fáil, Sinn Féin and the Independent parties. In view of the very comprehensive statements we have had, I ask that members' contributions contain more questions than statements to get to the nub of the matter. After this session with the current witnesses the regulators will appear before us and then the committee intends to produce a comprehensive report to bring about change. This is what we really want.