Mr. Gerard Murphy:

On the Deputy's question of whether farmers are insured, it depends on the state of the crop. We set a premium and if a crop falls owing to a windblow situation, at that stage there is still a value for that crop. We will not get the ultimate value at clear-fell, so we share the risk at that stage. The farmer does not take the full risk. There is a shared risk. We would ask a farmer, if he wants, to take out insurance cover for a component of the risk, but he or she would not take the full risk. In many cases, we would have paid a premium upfront for that so that if it goes over after five or ten years, we do not claw back the premium from the farmer. In my view, it is a shared risk.

As I am not clear on the Deputy's question regarding marketing perhaps he would expand on it.