Michael Creed (Cork North West, Fine Gael)
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It probably should be. We will have to reflect on the best use of the funding. Deputy Cahill raised an interesting point about those who did not get funding the last time around. Is there a significant cohort in any particular sector that was refused? Was it due to a credit history issue? What were the reasons? We will evaluate the strengths and weaknesses of the last scheme to see if we can learn from it. Bear in mind that that was the maiden voyage for subsidised loan schemes.

Broadly speaking it is recognised as being a significant success. We have lessons to learn from it in respect of what the interest rate might be, should the conditions of the loan be short term or long term, and what sectors should be covered. We will take all these issues into account.