Mr. Pat Lardner:

There are a couple of points there. To be clear about the layering and the order of magnitude, we have more significant concerns around the issues of delegation, outsourcing and governance, which I believe has been the topic of most of the discussion.

We mention funding because in the absence of seeing evidence of how that works, it is reasonable for us to raise a question about it. There is a 183-page impact assessment that went with the proposal but there is very little detail around how the mechanisms will work, hence our raising it in our comments on the proposals.