Pearse Doherty (Donegal, Sinn Fein)
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There is no consumer protection organisation in financial services at European Union level. The European supervisory authorities perform this role along with the European Systemic Risk Board. Should there be a separate consumer protection organisation as part of this process? Is there any divergence of opinion between the Central Bank and the Department or is it the position similar to that between the Garda Commissioner and Department of Justice and Equality to the extent that everything is worked out between the Central Bank and Department beforehand? That is not a serious question. I am interested, however, in hearing whether there is a divergence of views between the Central Bank and Department. The various officials will be familiar with the position of their counterparts on this issue.