Ms Ann Nolan:

To be fair, and Deputy MacSharry might remember it as he was probably friendly at that time with the then Minister, the late Deputy Brian Lenihan, when we did the original guarantee, the banks were not in a position for us to be drawing anything other than our costs from them. The piece for the Civil Service costs goes back to the guarantee. There is probably very little of that left now because there is hardly any of the guarantee left but there are other things that have happened subsequently where we have, for example, sold the preference shares. It would have been in the original deeds of the preference shares that if we had expenses, they paid them. We could not always tell in any given year which of those transactions we would be doing so we would make an estimate but we could be right or we might not be.