Richard Boyd Barrett (Dún Laoghaire, People Before Profit Alliance)
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I did and I apologise for coming in and out. It is useful to have a chance to ask Mr. McDowell questions because I do not fully know about the workings of the bank. I understand the broad principles, but it is very helpful to get a clearer and more detailed picture. The EIB lends directly to a state for its own projects which are on balance sheet. It also does public private partnership lending and lending to semi-state bodies. Does it also lend to small and medium businesses or any element of the private sector?