Mr. Marc Coleman:

I must keep my remarks broad and again stress that it is in the EU's interests, as well as our interests, to maintain the closest possible link with what will possibly remain the greatest centre of financial services on the Continent. We would strongly argue against a short-sighted and knee-jerk approach to this.

On the Deputy's point about capacity constraints, I reiterate IBEC's call for us to take a more generous approach to public investment in order to avoid restricting our options. We believe that plans to have a debt-to-GDP target of 45% are not necessary. We should be more generous. This is crucial when it comes to getting jobs in the west. Northern Trust is in Limerick, which we visited, while FEXCO is in Killorglin. The mid-west is doing very well because it has a great airport, a great university and good roads to Dublin. If we could create a conurbation involving Cork, Galway and Limerick, we could have something approximating a rival population to Dublin. This is Ed Walsh's great idea. We are also going to go to the north west, the midlands, the north east, the south and Cork. There are great examples, not just in the big cities. Aon is in Mullingar while Zurich is in Wexford, as are BNY Mellon and PWC. State Street is in Kilkenny. Bhí an Teachta ag labhairt as Gaeilge. Tá seans againn anois leis an earnáil FinTech postanna a chur in áiteanna nach rabhamar ábalta postanna a chur ann cheana, mar shampla, Pramerica Prudential i nDún na nGall, FEXCO i gCiarraí agus Aon i gContae Iarmhí. To get back to English for those who do not speak Irish, the big wins are going to be in the big cities or the conurbations if we can create them but there is the really exciting prospect with the FinTech sector of also delivering jobs growth to more remote rural communities where we have been struggling for decades to bring high-value-added employment.