Mr. Pat Lardner:

As Mr. Coleman mentioned, Northern Trust started in Limerick with 17 employees. They now have more than 1,000 employees. Three of the last five members of our association are firms that have come and set up premises in Cork. While I do not in any way discount some of the constraints we have, we have the ability to do this if we are joined up, deliberate and positive about wanting to get the business. That is really important because there are many other jurisdictions that have no reservations or hesitations about saying how well able they are. If we are determined enough to do it we can do it, but have to be determined and relentless.