Michael D'Arcy (Wexford, Fine Gael)
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I get a shiver down my back when I hear the Governor speak of capital losses. We would be in a bad space if we were to end up there. Has the Central Bank of Ireland conducted an analysis of the offers that have been made to people who are seeking redress and compensation? What I am trying to find out is whether some financial institutions have tried to get out of their responsibilities on the cheap? Effectively if the potential liability is X, Y or Z, and the banks make an offer to somebody who might be in a difficult space, which is not the full amount of redress for which they are liable, what is the position?