Mr. Bernard Sheridan:

We have engaged with all lenders, including the liquidators to ensure they can deliver on the framework we have set out. In terms of delivering redress at this stage, we are satisfied that will happen. I think there is a separate issue around compensation on top of the redress but our priority, as we have said, is to identify the customers that are impacted, stop the harm and then fix the problem. The redress is the key part of the problem. We have engaged with the liquidators to ensure that will happen.