Kieran O'Donnell (Fine Gael)
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It is not. He said that he would act if there was a material change in the price of houses. The ordinary person looking in here, who is looking to buy their first home, could possibly be alarmed because they are being told that, regardless of the way the price of houses goes between now and November, the Central Bank, through its Governor, will do absolutely nothing in respect of mortgage rules to ensure the price of houses does not go out of control.