John McGuinness (Carlow-Kilkenny, Fianna Fail)
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A second matter happens to involve Ulster Bank again. I do not intend to go into the detail of it. Let us suppose Ulster Bank has sold on a debt to a vulture fund and the debt includes a family home, the associated mortgage of which was not in arrears and did not have issues. Let us assume the client had no input in terms of the transaction between Ulster Bank and Cerberus. What rights go with the loan? What obligation is on Cerberus to acknowledge the original deal done with the bank?