Mr. Padraic Kissane:

It needs to happen in 2017. People cannot hang on any longer. It has been eight years. A ten year old is now 18 and an eight year old is now 16. There are years passing by. A 40 year old is now 48. I have been told by 30 year olds that 30 has just passed. The scars that will remain with people need to be understood. The reason I am saying it here today is because the banks do not get this. They know it because they are not fools. They know it has gone on and they know what the effects of it are but are not prepared to properly address it. Perhaps the Irish banks did not ask for enough money when they asked for a bailout.

However, they should not go blaming the customers for that. If they needed to get €28 billion instead of €26 billion, that is fine, but they should have asked for it. Either way, they should not be trying the other tricks and try to go at rights that I had thought were protected. There is a reference to an old film called "It's a Wonderful Life" in several reports. It is time for the Mr. Potter types to cop on, get in and do it right or else get out.