Dr. Lorcan Sirr:

Deputy O'Dowd has left but I will answer Deputy Ó Broin's questions, one or two of which I will pass to my colleagues. In terms of the lack of money in local authorities, not all the solutions involve money. It is not always about money, particularly in areas around the regulatory framework; that is about reducing costs. Some of the solutions to this are cost neutral and a more efficient use of what might be local authority resources.

The key priority for me would probably be guidance and information, and a one-stop-shop for people who want to do something about this issue. That is critical. My colleagues might have a different priority.

I will come back to one or two of the other questions. One of the reasons local authorities have refused so many NAMA units is because of the build quality. They are of poor quality and the local authorities would have to spend so much money to rectify the build quality. They saw that this will be a never ending issue and decided it is not worth their while taking on the properties. The reason they would do that is perfectly understandable. My colleagues, Ms Hegarty and Mr. Reynolds, might like to comment on the cost of housing or how we would create a register of ownership.