Mr. Michael Tutty:

Yes. Ireland was putting money into the National Pensions Reserve Fund in good days, and we were lucky to have that available when the crash came. The rainy day fund would be a similar type of operation. It is always easy, however, to talk about a rainy day fund in the future. Putting it in place at the present time is always more difficult as there are always so many other good things that the Government can do with available funds.