Kieran O'Donnell (Fine Gael)
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Thank you. I look forward to the Central Bank's analysis of how mortgages purchased by vulture funds are working. We will bring it back before the committee because there appears to be a major gap or shortfall for mortgage holders whose mortgages are now held by vulture funds. Although the terms and conditions should follow the emphasis is on enforceability. People are coming to us about this and it needs to be dealt with.