Rose Conway Walsh (Sinn Fein)
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The Central Bank representatives are citing that Ireland is riskier than any other country. Is there a point in future when the Central Bank envisages Ireland will be less risky? Has the risk been consistent since 2008? We are supposed to have full employment now and GDP of 27%. Do these factors not suggest that the environment is less risky and that this should be reflected somehow in the margins? These figures do not tally with the use of margins and the profitability of the banks in the sense of their costs being continuously reduced. Yet their margins and profitability are increasing.