Michael D'Arcy (Wexford, Fine Gael)
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I am not referring to those. Specifically, if someone has a complaint, he or she can advance it to the Financial Services Ombudsman, but only if the business is below the €3.5 million threshold. Has Ulster Bank considered, or will it consider in future, inserting specific clauses to protect a borrower's interests if he or she is over that threshold?