Michael McGrath (Cork South Central, Fianna Fail)
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I welcome that because it is unfair that this option is being denied to the existing customer base. For example, somebody with an LTV of less than 80% can move to an MVR of 4% but cannot avail of a fixed rate of 3.2%, which is available to a new customer. The bank is making a different offering and is discriminating between existing and new customers in respect of their treatment on fixed rates.