Mr. Ger Deering:

We see the service as very much for the personal consumer but - and I know this is not the Deputy's intention - we would not like to rule out small businesses or sole traders or people like that. We are happy to come up with the definition that excludes major operators. In fact we currently do, on occasion, say that we believe a case is more suitable for the courts, and we have that provision in the current legislation. Obviously, if it was defined as a consumer we would be happy with that. We do not see our services as being available to major investments, we believe they should be consumers. As we have just said, how we arrive at that definition needs to be considered carefully so as not to exclude anybody unintentionally.