Mr. John Collison:

Absolutely. Again, I suppose it is hypothetical. I am convinced that if we did not sell Project Eagle at the time, there would have been a lot more enforcement across that book. We were having difficulty with a number of those debtors. It was heading that way. I cannot, obviously for confidentiality reasons, go into specific cases but I have no doubt we would have had a lot more enforcement and that certainly would have impaired the value of the portfolio even further. There was a general lack of co-operation across a lot of these.