Mr. Niall Cody:

There are different effects. Obviously, if there is an enforcement by the Sheriff that will be more immediate. The solicitor cases usually involve going to court, getting judgment mortgages and so on, which is a protection that we will be able to collect the money eventually. Attachment orders usually trigger a response. We would see it as a serious and carefully applied enforcement option because it has an immediate affect on the banking relationship, if it is a bank we are attaching the order to.