Stephen Donnelly (Wicklow, Social Democrats)
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Yes. It goes from a negative figure of approximately -0.16% in Q1 2013 to a very significant positive figure. Is that a proxy for personal borrowings? Is it the country spending money it has? Is it households beginning to borrow with unsecured debts such as car loans, credit loans, etc.? What is going on here?

Are we beginning to see a new debt risk for households?