Mr. Dermot Divilly:

It is only the big offices that one could do it in but lending is not on the agenda at the moment. It is cash withdrawal, ATM, cards, direct debits, budgeting and that type of low level stuff. Perhaps there will be co-operation between the credit unions and An Post. We are open to all of that type of thing. In many ways we will probably align with people and do different things. The future is an open book. There is no preset. If one wants to survive and prosper one must be very open.